Other Products & Services

We offer a variety of products and services, each capable of being tailored to your specific requirements.

Employee Benefits
We offer short and long term disability, group life insurance, dental, vision, critical illness, cancer and accident plans.  We can analyze your existing plans and make recommendations for any changes if needed.  The market is constantly changing, and we are here to help you be proactive and not reactive to your employee’s insurance needs.

Life Insurance
Life Insurance protects your family from financial loss in the event of your death. Your beneficiaries can then use this money to replace some of the income you would have earned or to help pay off debts or other expenses. We offer a broad spectrum of policies. We can discuss the best options for your current and future situations.

Long & Short Term Disability
Disability insurance, like life insurance, is used to protect future earnings – disability insurance will replace your income in the event you become physically unable to work. Small businesses and self-employed individuals depend on themselves for most if not all the work that is done in their business. Disability insurance keeps your hard work and investments financially secure.

Long Term Care
Long-term care insurance is a tool for protecting the assets of retirees, most commonly you, your spouse, or a parent. This help can be provided in the home, in middle-ground settings such as assisted-living facilities, or in nursing homes. Long-term care insurance provides ongoing income to cover the costs of such assistance.

Medicare Supplements
Since Medicare does not cover all health care expenses, Medicare supplement insurance is sold as supplemental health insurance for Medicare recipients. Medicare supplement insurance is not a federal program like Medicare, however the federal and state government strictly regulates it. It is there to provide the coverage that Medicare does not.